We update this policy at least annually as our data practices evolve and pursuant to applicable law.  The last update to this policy was made on June 2, 2025.  

WE RESPECT YOUR PRIVACY AND WILL NOT COLLECT, SELL OR SHARE YOUR INFORMATION EXCEPT AS AUTHORIZED BY YOU OR ALLOWED OR REQUIRED BY LAW. WE DO NOT MONITOR, COLLECT, STORE OR SHARE YOUR DATA EXCEPT AS SET FORTH BELOW OR OTHERWISE REQUESTED BY YOU.

This Privacy Policy supersedes all prior versions and sets forth the data privacy practices of Millionaire Publishing LLC (“we,” “us,” or “our”) and applies solely to visitors and users (“consumers” or “you”) of our website and other online applications owned and operated by us, including our existing customers who make any use of the same. This policy does not apply to any third-party websites we may link to, and we assume no responsibility or liability regarding the same.

Our websites may at times record your interactions with it, including for example your interactions with our website consent/opt-in forms and webchat features.  Do not make any use of our sites if you do not consent for us to engage in this practice. Our websites currently lack the ability to recognize and honor Do-Not-Track browser signaling.

If you are an existing customer, your use of our websites and other services is also governed by the purchase terms which existed at the time of your purchase, along with any addendums and written modifications thereto.

We adopt this policy to comply with the California Consumer Privacy Act of 2018 (“CCPA”), as amended, and other U.S. state data privacy laws in CO, CT, DE, , IA, , MD, MN, MT, NE, NH, NJ, OR, TN, TX, UT and VA, many of which are new.  Nothing herein may be construed as creating any obligations for us beyond what is required by the law. 

Disabled users who need these disclosures presented in an alternate medium, may contact us at the email address or telephone number listed further below.

Cookies

To help make our website more responsive to the needs of our visitors, we use a standard feature of browser software, called a “cookie,” to assign each visitor a unique, random numerical identification code that resides on their computer. The cookie doesn’t identify the visitor, just the device that a visitor uses to access our Site. You can accept or decline cookies. 

We use cookies to track usage of the website and further personalize your experience when you visit the website. By tracking usage, we can determine what features of the website best serve our users. Overall, the use of cookies helps to give you a more personalized experience on the website. The information is used to keep our website relevant and convenient for you and to allow you to avoid retyping your login credentials each time you access the Site.

We use the following types of cookies: 

• Essential Cookies are required to make our website function properly and cannot be turned off in our systems. If you block these cookies, portions of our website may not be available to you or function properly.
• Performance and Functional Cookies allow us to count visits and sources of traffic on our website so we can measure and improve performance and functionality. And provide information as to which pages of our website are most and least popular and how visitors move around the website.
• Targeted Advertising Cookies may be placed through our website by our advertising partners. They may be used by advertising companies to build a profile of your interests and show you relevant advertisements on other websites. 
• Social Media Cookies allow you to share information using social media sharing buttons on social networks like Facebook, Pinterest, Instagram, or Twitter. This information may then be used by the social media network to deliver targeted advertising to you.

Managing Cookies.

If you wish to opt out of allowing certain cookies, you may do so by changing your browser settings so that cookies from our website cannot be set. Please note that if you delete, block, or otherwise restrict cookies, or use a different computer or internet browser, you will need to renew your cookie management choices.

Most Internet browsers automatically accept cookies, but you can modify your browser settings to decline cookies or to notify you when a cookie is being placed on your computer. The methods for doing so vary from browser to browser. You can, however, obtain up-to-date information about blocking and deleting cookies via:

https://allaboutcookies.org/how-to-manage-cookies

Please note that this cookie policy does not apply to, and we are not responsible for, the privacy practices of third-party websites that may be linked to our websites.

Digital Advertising, Web Sessions Recording Technologies &  Web Analytics

When you visit our website, we may use site visit recording technologies, to memorialize site visits, third-party cookies, beacons, tags and scripts to help collect the categories of information described herein and aggregated information from your internet browser, such as your behavior on our website.  

We and third parties also use tools that enable us to track certain aspects of a user’s visit to our websites. These technologies help us better manage content on our websites by informing us what content is effective, how consumers engage with our websites, and how consumers arrive at and/or depart from our websites. The software typically uses two methods to track user activity: (1) “tracking pixels” and (2) “clear gifs.” Tracking pixels are pieces of executable code that are embedded in a web page that track usage activity, including which pages are viewed, when they are viewed, and how long the pages are viewed. Clear GIFs are tiny graphics with unique identifiers that are embedded in web pages and email messages that track whether a user views a web page or email message. User activity information may be associated with additional information about a user’s session and Personal Information, if provided by the user.

We may use the following technologies across our websites: Google Tag Manager, Everflow and Funnelytics. We reserve the right to remove or add new analytic technologies.

Web Beacons: Some of our web pages and electronic communications may contain images, which may or may not be visible to you, known as Web Beacons (sometimes referred to as clear GIFs). Web Beacons collect only limited information that includes a cookie number, time and date of a page view, and a description of the page on which the Web Beacon resides. 

Unique Identifier: We may assign you a unique internal identifier to help keep track of your future visits. We use this information to gather aggregate demographic information about our visitors, and we use it to personalize the information you see on the website and some of the electronic communications you receive from us. We keep this information for our internal use, and this information is not shared with others.

Information for Consumers Specifically, who may visit our website or whose data we may otherwise monitor or store:

Your Rights as a Consumer

Depending upon where you live, you may have significant rights related to the privacy of your personal information, including:

• Right to access your data.
• Right to correct your data.
• Right to have your data deleted.
• Right to opt-out of certain forms of processing of your data.
• Right to portability of your data.
• Right to opt-out from the sale of your data.
• Right to opt-in for certain sensitive data processing.
• Right against certain forms of automated decision-making about your data.
• Right to transparency regarding (and protection from) certain generative-AI communications, technology and content.
• And, in California, the right to bring a private action to protect your data.

California Consumer Rights: Know & Access, Correct, Delete, Data Portability, Limit Use of Sensitive Personal Information, Opt out of selling, sharing and targeting advertising

Colorado Consumer Rights: Know & Access, Correct, Delete, Data Portability, Opt out of selling, targeted advertising and certain types of profiling.

Connecticut Consumer Rights: Know & Access, Correct, Delete, Data Portability, Opt out of selling, targeted advertising and certain types of profiling.

Delaware Consumer Rights: Know & Access, Correct, Delete, Data Portability, Limit Use of Sensitive Personal Information, Opt out of selling, sharing and targeting advertising

Iowa Consumer Rights: Know & Access, Delete, Data Portability, Opt out of selling, targeted advertising.

Montana Consumer Rights: Know & Access, Correct, Delete, Data Portability, Opt out of selling, targeted advertising and certain types of profiling.

Nebraska Consumer Rights: Know & Access, Correct, Delete, Data Portability, Opt out of selling, targeted advertising and certain types of profiling.

New Hampshire Consumer Rights: Know & Access, Correct, Delete, Data Portability, Opt out of selling, targeted advertising and certain types of profiling.

New Jersey Consumer Rights: Know & Access, Correct, Delete, Data Portability, Opt out of selling, targeted advertising and certain types of profiling.

Oregon Consumer Rights: Know & Access, Correct, Delete, Data Portability, Opt out of selling, targeted advertising and certain types of profiling.

Texas Consumer Rights: Know & Access, Correct, Delete, Data Portability, Opt out of selling, targeted advertising and certain types of profiling.

Utah Consumer Rights: Know & Access, Delete, Data Portability, Opt out of selling, targeted advertising.

Virginia Consumer Rights: Know & Access, Correct, Delete, Data Portability, Opt out of selling, targeted advertising and certain types of profiling.

Information We Collect

We collect your personal information on our website in order to contact you with the information you request.  We also collect your information in order to allow us and our conspicuously listed/disclosed partners to contact you with the marketing offers you have requested or which we believe you may be interested in based upon the information you submit.

As more fully set forth below, and by way of example only, we affirmatively collect various categories of information about you, including:

• Cookies – we use this the check the user’s interaction with our website
• Pixels – we use this to track an event on the server to track user’s behavior such as conversion and ad-click.
• Session Replay – we use this to track user web sessions.
• Geolocation  – we use IP-based geolocation to get an approximation of where the user is located, despite such data often being inaccurate.
• Customer Service Call Recording – to ensure that we are providing the best possible customer service.
• Chat recording.
• Sales call recording – to ensure sales floor compliance.

When you type your name and telephone number into our website or otherwise submit the same to us, you agree that this shall act as your electronic signature and express written consent that Millionaire Publishing LLC, along with its agents, assigns and listed partners, may call and text you at the number(s) provided (or provided later), with marketing offers and other information, including possibly using an automatic telephone dialing system, prerecorded messages, and artificial/AI voices. Consent is not a condition of purchase and you may opt-out later through any reasonable means. Your opt-out or consent revocation will be honored and effective as fast as our existing technology allows, but in no event more than 10 days from your request.  Reply STOP to unsubscribe from text messages and calls. You agree that , we may still contact you through email unless you specify otherwise.  Standard rates apply and all calls may be recorded and monitored. By consenting, you are expressly requesting that we share your information in this manner and for these purposes. You agree to do business with us electronically and to receive copies of these terms electronically, but you may opt-out later by contacting privacy@millionairepub.com. These terms will be stored in a manner which you can print or request from us later in hard copy.

We may communicate with you over the phone, via text, email and website chat features using generative-AI.  Additionally, all calls, texts, website interactions and webchat conversations may be recorded and monitored.  You consent to the same.  

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”). Specifically, we have collected the following categories of personal information within the last twelve (12) months:

We obtain the categories of personal information listed above from the following categories of sources:

• Directly from third-party marketers and their agents, who collect permission from you to share your information with us and our marketing partners.
• Directly from You, our clients,  their agents. For example, from documents that our clients provide to us related to the services for which they engage us.
• Directly and indirectly from activity on our website.
• From third-parties that interact with us in connection with the services we perform. including for example from advertising networks, consumer data resellers, data analytics providers, internet service providers, social networks and operating systems and platforms. We also collect information from government entities.

Use of Personal Information

Note that under some legislations, we may be allowed to process information until you object to such processing (by opting out), without having to rely on consent or any other of the following legal bases that applies to the processing, and in particular whether the procision of Personal Information is a statutory or contractual requirement, or a requirement necessary to enter into a contract.  You further understand that this is a soft pull and will not harm your credit in any way whatsoever. 

We may use or disclose the personal information we collect for one or more of the following business purposes:

• To fulfill our obligations to existing customers and subscribers.
• To document our compliance with the law.
• To provide it to the third party or parties listed in the website form on which you provided your information, per your request.
• To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to ask a question about our products or services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns.
• To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.
• To provide you with information, products or services that you request from us.
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collections.
• To improve our website and present its contents to you.
• For testing, research, analysis and product development.
• As necessary or appropriate to protect the rights, property or safety of us, our clients or others.
• To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
• As described to you when collecting your personal information or as otherwise set forth in the CCPA and similar state data privacy statutes.

We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

Sharing Personal Information

We may disclose your personal information to a third party (eg: marketing partners, service providers and data aggregators) for a business purpose. When we disclose your information for business purposes our contracts state the purpose and requires all parties use personal information for the sole purpose of fulfilling the contract and also that all personal information be kept confidential. Except we will not share your phone number collected under the SMS ALERTS SERVICES program with any third party.

In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose: personal identifiers, commercial information, biometric information, internet or other electronic network activity information,  sensory data (in the form of a transcription of the same), professional or employment information, unique personal identifiers and inferences or conclusions drawn from personal information.

We may on occasion disclose your personal information for a business purpose to the following categories of third parties:

• Purchasers or our lead data.
• Marketing partners.
• Our affiliates.
• Service providers.
• Third parties to whom you or your agents authorize us to disclose your personal information in connection with products or services provided to you.

In the last twelve (12) months, we have sold the categories below of personal information for a business purpose:  (Note personal information is generally not considered “sold” if it is shared at the specific request of the consumer)  personal identifiers, protected classification characteristics, commercial information, internet or other electronic network activity information, geolocation, sensory data (in the form of a transcription of the same) professional or employment information, unique personal identifiers and inferences or conclusions drawn from personal information.

Basic Categories of Rights

As set forth herein, if you live in California or a similar data privacy state, you may have most or all of the following rights related to the privacy of your personal information, including:

• Right to know and access your data.
• Right to correct your data.
• Right to have your data deleted.
• Right to opt-out of certain forms of processing of your data.
• Right to portability of your data.
• Right to opt-out from the sharing and sale of your data.
• Right to opt-in for certain sensitive data processing.
• Right against certain forms of automated decision-making about your data.
• And, only in California currently, a right to bring a private action to protect your data.

Know and Access to Specific Information and Data Portability Rights

Residents of certain U.S. states, such as California, for example, have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request (if we can), we will disclose to you:

• The categories of personal information we collected about you.
• The categories of sources for the personal information we collected about you.
• Our business or commercial purpose for collecting or selling that personal information.
• The categories of third parties with whom we share that personal information.
• The specific pieces of personal information we collected about you (also called a data portability request).         
• If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:  sales, identifying the personal information categories that each category of recipient purchased; and disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.

In certain cases, we might not be able to successfully verify your identity, or the information may be too sensitive to disclose.  In such cases, we will notify you why we were not able to provide the information to you.

Deletion Request Rights

After we have verified your identity and that you reside in one of the current, active data privacy states, you have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

We may deny your deletion request if retaining the information is necessary for us or our service providers to:

• Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
• Debug products to identify and repair errors that impair existing intended functionality.
• Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
• Comply with the law.
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
• Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
• Comply with a legal obligation.
• Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Exercising Know and Access, Data Portability, and Deletion Rights

To exercise the know and access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by calling us at (844) 578-0165, or by filling out the request in the below email link: privacy@millionairepub.com. 

Please note that only you or a person properly registered that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.  Making a verifiable consumer request does not require you to create an account with us.  We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

When proving your identity to us, you will generally need toprovide at a minimum provide at least 3 specific data points which we already maintain about you. .  We will not collect more personal information than is necessary to successfully verify your identity. However, in the event that more documentation is necessary to verify your identity, we will notify you directly. 

Response Time and Format

Except where applicable law may be stricter, we will generally confirm receipt of your Request within 10 days and fulfill your request within 45 days, or up to 90 days if we notify you as to why we need more time.

We will deliver our written response by mail or electronically.  Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt.  The response we provide will also explain the reasons we cannot comply with a request, if applicable.  For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded.  If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Personal Information Sharing and Sales Opt-Out and Opt-In Rights

Consumers who opt-in to personal information sales may opt-out of future sales at any time. You have the right to opt out of our sharing your personal information with third parties.  

To exercise the right to opt-out, you (or your authorized representative) may submit a request to us by visiting our privacy preference webpage or sending us a message.

Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales. However, you may change your mind and opt back into personal information sales at any time by visiting our privacy preference website or sending us a message. We will only use personal information provided in an opt-out request to review and comply with the request.

If you are 16 years of age or older, you have the right to direct us to not sell your personal information at any time (the “right to opt-out”). We do not sell the personal information of consumers we actually know are less than 18 years of age.

Submit an Appeal

You may appeal our decision with respect to a request you have submitted by contacting us at privacy@millionairepub.com.

Preference Signals 

You may choose to enable online preference signals, where available, a universal tool that automatically communicates your opt-out preferences, such as the Global Privacy Control (“GPC”). We will process these signals as a request to opt out. You can learn more about GPC on their website. 

Minors Privacy

Minors may not use our websites or submit information to us.  We do not intentionally collect information about minors. If we learn that we have unintentionally collected personal information regarding any individual younger than 18 years old, we will promptly delete the information.

Non-Discrimination

We will not discriminate against you for exercising any of your privacy rights. Unless permitted by the law, we will not:

• Deny you goods or services.
• Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
• Provide you a different level or quality of goods or services.
• Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

ChatBot Technology 

We may also use third-party service providers to provide chat services for you to communicate with us regarding your account and other general questions you may have. As you navigate our website and use the chat systems with us, we attempt to protect your privacy to the maximum extent possible. However, some of the information that we receive through this website and your interactions with the chatbot system may be tracked, such as the date you communicated with us, the last day you contacted us, and other messages, comments, and conversations made through the chat messages. The chat system collects the information that you voluntarily type in the chatbot when you initiate a query through the chat system and respond to a query from the chat system. Additionally, when you are using our chatbot system, it collects interactions that you have made in the chatbot system while communicating with a customer service representative. This data is used to understand your preferences, provide personalized responses, and enhance the performance and functionality of the chatbot. We may retain this information for a reasonable period unless you request its deletion. You can maximize the benefits of your privacy partnership with us by making informed decisions about whether to share personally identifiable information with us through our Site. Third-party chatbot systems may capture, record, or analyze your chatbot communications with us. 

Through our chatbot services, we may use AI technology (“Chatbot”) to power the chat functionality, which is intended to provide immediate responses to your questions. While we have made every effort to ensure that the Chatbot provides accurate and up-to-date information, please understand that it may not be able to address more complex queries fully and sometimes, it might even give a completely wrong answer.

The information provided by the Chatbot should not be solely relied upon for making critical decisions or resolving complex issues. Users are responsible for verifying and cross-referencing the information provided and should exercise caution and judgment when relying on its responses.

Under no circumstances shall we be liable for any direct, indirect, special, incidental, or consequential damages arising out of or in connection with the use of the chatbots on its website. This includes, without limitation, any damage, loss, or injury caused by error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction, or unauthorized access to, alteration of, or use of the chatbot.

While we make efforts to ensure the availability and reliability of the chatbot, there may be instances where it is unavailable or experiences technical issues. We shall not be held responsible for any inconvenience or damages arising from such occurrences.

Information Security

We maintain reasonable safeguards to protect the security, integrity, and privacy of the information that you provide to us. However, no security system is impenetrable, and we cannot guarantee the security of the information we collect. Nor can we guarantee that the information you supply won’t be intercepted while being transmitted to us over the Internet.

New Jersey and West Virginia Public Servicemembers

We value the privacy of public service members and do not publish or otherwise make available the information related to the same to the general public.  If you are a public servicemember in New Jersey or West Virginia specifically, including for example a current or retired New Jersey judge, prosecutor or police officer, do not submit any private, non-public contact information to us.  Any information you provide to us, you agree that the same is public in nature and not confidential, sensitive or private.  You agree that, to the extent your non-public contact information is protected by New Jersey’s or West Virginia’s “Daniels law,” you will exercise your right to opt-out (a non-disclosure request) only by emailing your request to privacy@millionairepub.com, and you will allow us a reasonable period of at least 30 days to recognize and honor your request.

Changes to Our Privacy Notice

We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice’s effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

Other California Rights

California’s “Shine the Light” law (Civil Code Section § 1798.83) provides California residents with the right to request information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make a request, please contact us at the following email address or phone number: (844) 578-0165, or by filling out the request in the below email link: privacy@millionairepub.com.

Contact Information

If you have any questions or comments about this Privacy Policy, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under applicable privacy laws, please do not hesitate to contact us at:

Attn: Privacy Officer

Millionaire Publishing LLC

66 W Flagler St. Ste. 900

Miami, FL 33130

privacy@millionairepub.com

(844) 578-0165

All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.